Certificates of Deposit

Current CD rates and terms.

Certificates of Deposit (CDs) are a great way to earn higher yields on your deposits. Funds are placed on deposit for a specified term and a penalty is imposed for early withdrawal.

Our Loyalty CD Rate Bonus offers up to a .375% rate bonus on any standard CD term to members with select account relationships with us. It's our way of saying "thank you" for your continued business. 

  1.                 Current Standard CD Rate
  2.                 + .125% bonus for active loan1
  3.                 + .125% bonus for Premium CD eligible members2
  4.                 + .125% bonus for active Bill Pay service3
  5.                 = Your Loyalty CD Rate        

Loyalty CD offer may end without notice and must be opened prior to the discontinuation of the program. Loyalty CD rate bonuses cannot be combined with other offers. Loyalty CDs do not automatically renew. 1Loan must be in good standing; Visa credit cards to not qualify. 2Premium CD rate bonus is available to members who have combined loan and deposit balances of at least $25,000 excluding Premium and Loyalty CDs or have at least $5,000 in Money Market Savings and are 60-years old or older. 3Bill Pay requires a Tech CU checking account and is free when at least one payment is made during the month; if you receive this bonus and then cancel Bill Pay, you will not be eligible for Loyalty CDs in the future.                 

Regular CDs

  • $1,000 minimum to open.
  • Must have $25.00 in Money Market Savings.
  • Automatically renews at maturity to same term (10-day grace period provided).
  • Interest earnings are deposited to Money Market Savings or Checking account monthly.

Compound CDs

  • $1,000 minimum to open.
  • Must have $25.00 in Money Market Savings.
  • Higher annual percentage yield than Regular CDs due to compounding dividends.
  • At maturity, the principal deposit and interest earnings transfer to your Money Market Savings or Checking account.

Premium CDs

  • $1,000 minimum to open.
  • Must have $25.00 in Money Market Savings.
  • .125% rate bonus to members who have combined deposit and loan service balances of $25,000 or more (excluding Premium CDs) or to members who are 60 years or older and maintain a $5,000 balance in Money Market Savings.
  • Available as a Regular or Compound CD.

Jumbo CDs

  • $100,000 minimum to open.
  • Offer a higher annual percentage yield than regular CDs.
  • Available as a Regular or Compound CD.

48 Month Bump CD

  • $1,000 minimum to open.
  • Must have $25.00 in Money Market Savings.
  • Offers a "bump rate" option that provides one rate adjustment to the current rate being paid. New rate is then earned from the date of rate change to original maturity.
  • Available as a Regular or Compound CD.