U N S E C U R E D &
S A V I N G
S E C U R E D
Personal Loans
A Personal Loan can provide you with the cash you need at a competitive rate, convenient term and with no pre-payment penalties. Borrow up to $10,000 for up to 60 months for things like education expenses, home improvements, a vacation or just to cover unexpected expenses. The minimum loan amount is $1,000.
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Loan Rates
Loan ApplicationOverdraft Protection for Tech Checking accounts
If you want to add purchasing power and convenience to your checking account, Overdraft Line of Credit protection is your answer. With Overdraft Line of Credit protection, you'll have up to $2,500.00 credit available in the event you accidentally or intentionally overdraft your account. This loan activates only when you overdraft your account and is simply paid-back like a regular loan. For emergencies there is no greater convenience or security.
Savings Secured & Prime Time Savings Secured
Secured loans are a great way to make the most of your savings. With these loans, you borrow against your deposited funds at a lower interest rate. Your savings balance is untouched and continues to earn interest while you make payments on the loan. For Tech CU members 62 years or older who have a minimum balance of $5,000 in money market savings, reduced loan rates are available.
