Personal & Secured Loans

Personal Loans

Borrow up to $10,000 for up to 60-months at a competitive rate, convenient term and with no pre-payment penalty.

Debt Consolidation Loan

A Debt Consolidation Loan can put you in control of paying off your debts sooner. By combining higher rate credit card balances and other loans into a single low-interest rate loan, you'll save money on interest charges and enjoy a monthly payment that's more affordable.

  • Borrow from $5,000 to $25,000.
  • Repayment term of up to 60-months.
  • No application fee.

Complete an online application to apply for a loan now.

Annual Percentage Rate (APR) you receive is based on loan requirements and your personal credit profile. Loan requires auto-pay from Tech CU Savings or Checking account. Other conditions may apply. Rates may change without notice.

Line of Credit

By establishing a Line of Credit, you'll have convenient access to cash whenever you need it. Open-end credit lines of up to $2,500 are available.

Overdraft Protection

A Line of Credit may be linked to a Tech CU Checking account for use as overdraft protection. Your Line of Credit activates when your checking account is accidentally or intentionally overdrawn. The amount that you have overdrawn can be paid-back in lump sum or through monthly payments.

Secured Loans

Loans secured by funds in a Money Market Savings account or Certificate of Deposit are ideal for special circumstances or to assist with credit repair or establishing credit. These loans feature lower interest rates than other financing options.

Student Loans

Wherever you are in your higher education, you can get the money you need for school. Sallie Mae higher education loans are designed for the needs of undergraduates, graduate students, and parents. Learn more.