Checking Accounts

Open a Checking Account

Tech Credit Union's Routing Number: 271990994

Tech Checking

Tech Checking gives you the features you need to manage your account from anywhere, anytime. Checking account can be opened online or at any Tech CU branch with a $25.00 minimum deposit. 

 

Secured Checking

If problems with NSF (Non-Sufficient Funds) fees have caused you to be listed in ChexSystems1, you know getting a new checking account can be extremely difficult. And without a Checking account, you're forced to use budget-draining payment services like money orders or retail currency centers. Tech CU Secured Checking is designed to provide basic checking services to those who want to make an honest effort to manage their finances and take control of their money.

  • Free box of Tech CU security checks.
  • Tech Check Card (Visa debit) is available.
  • Over 36,000 surcharge-free ATMs nationwide.
  • Free Tech Debit Alerts.
  • Free 24-hour account access via Online Banking & Mobile Banking.
  • View and print images of cleared checks in Online Banking.
  • No per-check fee.
  • Optional overdraft transfer from savings.
  • Access your account at CO-OP Shared Branch locations nationwide
  • Ability to upgrade to regular Tech Checking after 6-months of properly maintaining this account.
  • Assistance with establishing Direct Deposit or Payroll Deduction to your account.

Secured Checking has the following requirements:

  • Secured Checking must be opened at a Tech CU branch.
  • Those with a record of fraud at ChexSystems are not eligible.
  • Minimum daily balance requirement of $200 ($100 is held in Money Market Savings).
  • $5.00 monthly account service fee; $5.00 additional fee per month whenever the required minimum daily balance is not maintained.
  • Account e-Statement is required.
  • 7-business day hold on deposited checks.
  • Online Bill Pay service is not available.
  • Account will be closed for uncollected account fees.
  • Other account fees or restrictions may apply.

 

1ChexSystems is a network made up of member banks and credit unions that regularly contribute information on mishandled checking and savings accounts to a central location. This information is shared among member institutions to help them assess the risk of opening new accounts. Each report submitted to ChexSystems remains on file for five years unless the source of information requests its removal or ChexSystems becomes obligated to remove it under applicable law.