Savings Accounts
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Savings Accounts

Membership Savings

The Membership Savings account establishes an individual's membership in Tech Credit Union. As long as you maintain the minimum required balance, you may open and apply for all other credit union services.

Preference Savings

Preference Savings is a secondary savings account designed to help you save specifically for any occasion or purpose.

  • Minimum of $25.00 to open.
  • Must have $25.00 in Membership Savings.
  • No minimum balance required.
  • Multiple Preference Savings accounts may be opened.
  • No monthly service fees.
  • Free ATM card with Card Controls access available at almost any ATM.
  • Free Online Banking & Mobile Banking account access.

Premier Savings

The Premier Savings account was designed for those who often have a higher account balance and need easy access to their funds. This account provides greater earning potential for higher deposit balances. It is ideal for both your short and long-term financial goals.

  • Minimum of $25.00 to open.
  • Must have $25.00 in Membership Savings.
  • Minimum of $10,000 to earn dividends.
  • No monthly service fees.
  • Free ATM card with Card Controls access available at almost any ATM.
  • Free Online Banking & Mobile Banking account access.

 

Christmas Club 

A Christmas Club is a special savings account designed to help you save for the holidays.

  • Must have $25.00 in Membership Savings.
  • Minimum of $5.00 to open.
  • Automatic monthly deposit of $10.00 or more is required.
  • No monthly service fees.
  • On October 15th funds are automatically transferred to your Membership Savings or Tech Checking account.
  • If funds must be withdrawn prior to October 15th the club account is closed and can be re-opened the following calendar year.

Special Club 

The Special Club account is a savings account designed to help you meet your savings goal by limiting access to a one-time annual withdrawal.

  • Must have $25.00 in Membership Savings.
  • Minimum of $5.00 to open.
  • Automatic monthly deposit of $10 or more is required.
  • One withdrawal per year is allowed. The account is closed at the time of a second withdrawal within the same rolling calendar year.

Education Savings Account (ESA)

  • Minimum of $25.00 to open.
  • Must have $25.00 in Membership Savings.
  • Available to help pay for qualified continuing education for anyone under the age of 18.
  • Contributions are not tax-deductible but earnings are tax-free as long as they are used for qualified educational expenses.